Richard Shelby actually said...

Is it true--we have a record here--that there are fewer and fewer foreclosures in multifamily apartments as opposed to single?

I applaud your work. You have been an extraordinary person in this job, despite what some people would say.

Freddie Mac and Fannie Mae are under a conservatorship of the U.S. Government, is that right?

I think that is important as far as Fannie and Freddie are concerned.