Richard Shelby actually said...

"Limiting the ability of consumers of low and moderate means to obtain credit could have unfortunate consequences."

"Regulators also need to make sure that they do not stifle innovation or unduly restrict consumer choice."

"While I believe that there are many credit card practices that need reforming, I also believe that regulators need to be especially careful in this time of financial stress not to take actions that un..."

"Is this plan conceptually a 180-degree turn from the Paulson plan, or is it kind of the 'son of Paulson'."