Richard Shelby actually said...

"I think it is kind of a given here--from what I read and what I know, the stress test JPMorgan went through and so forth--that they have more than adequate capital."

"A lot of us--maybe not everybody, but a lot of us are worried about the taxpayer and bailouts and future bailouts."

"The refusal of the Bureau, a lot of us believe, to issue clear rules means that banks will have higher costs, more exposure to lawsuits, and less effective operations, something I do not think Congres..."

"Without that capital, I think it will be difficult to have a sustainable recovery in our housing market."