Richard Shelby actually said...

"Stronger consumer protection could have stopped this crisis before it started."

"I do not believe either in the mortgage area or in the core things that threaten the stability of the system it is fair to say that where those things were most acute, they were institutions that were..."

"I really worry today if what we are seeing is kind of a dead cat bounce where all we are doing is pushing so much borrowed liquidity into our marketplace that we are just setting ourselves up for the ..."

"In other words, easy to get in, hard to get out."