Gary Palmer actually said...

I can tell you, and I don't know if you picked up on it, but I am extremely frustrated by how our country has handled this.

Don't you think more participation by the folks who are interested in starting a bank would be helpful?

I think Frank Keating, the president of the American Bankers Association, said we're losing one bank a day, 7 days a week.

I hope you will implement that.