Gary Palmer actually said...

But as you start to rebuild and the cleanup, I think we ought to approach it like an engineering company where we would pay 20 percent upfro...

I think that is where we need to be is part of our overall approach to this is, in terms of mitigation, is building resiliency into the stru...

One of the things I think we could do, if I may continue for a little bit, Madam Chairman, is working with administration is, on a situation...

I am really thinking, well, we are not trying to pick on FEMA. What we are trying to do is improve performance...