In 2010, then-President Obama said: ``If you like your health insurance plan, you can keep it.'' Unfortunately, at least 4.7 million Americans now know that was simply not true. ObamaCare was a takeover of the American healthcare system. The law's mandates have been burdensome, destroying 300,000 small-business jobs and forcing an estimated 10,000 small businesses to close. Premiums are skyrocketing, and choices are dwindling. House Resolution 241 provides for the consideration of H.R. 1304, the Self-Insurance Protection Act, an important part of the Republican effort to repair the damage ObamaCare has done to insurance markets. More than 150 million Americans--62 percent of workers--receive their health insurance from their employer. In fact, almost all firms with at least 200 or more employees offer health benefits, and just over half of smaller firms with 3 to 199 employees offer health insurance. Overwhelmingly, Americans and their employers like this system of employer-sponsored health care; and for many years, employer health plans have been successfully regulated by the Employee Retirement Income Security Act, or ERISA. {time} 1315 Typically, small and large employers offer healthcare coverage to employees either in self-funded arrangements or purchase fully insured plans from an insurer. Under self-insurance plans, employers cover the costs of their employees' medical expenses.…
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