``It wasn't an accident. Policing in our country is inherently and intentionally racist. Daunte Wright was met with aggression and violence. I am done with those who condone government-funded murder. No more policing, incarceration, and…

Thank you, Mr. Chairman, and thank you to the witnesses today. We have been talking about trying to have this hearing--Democrats have constantly been asking Republicans to bring you down here, and I am glad you are here.

Our nation is facing a housing crisis, and this committee did constant work on this issue under the leadership of then-Chairwoman Waters.

So, you don't think that it was just a coincidence that this happened to help your bank, and that your bank grew as a result of the change in regulations?

Were your paid lobbyists urging Congress to roll back the Dodd-Frank Act, and enhance prudential standards for regional banks?

Ms. Ramirez came out number one in that process.

I hope we have a public airing of this so the American people can see us doing our jobs.

I think this is a profound assault on some of the most important institutions of our Government.

when you are $32 trillion in debt, there needs to be a return to fiscal responsibility.

It is kind of like, if in my car business selling cars, we don't have a sales manager.

Usually, you hear about having more people than you need with the government; now, we have too few.

I implore Congress to slow down the SBA train that has already left the station and create a more cautious path for the SBA in the future.

I agree with my local lenders in Minnesota and worry that the uneven lax oversight of Fintech sector entering the 7(a) program will put the entire program at risk.

the bank did not have a chief risk officer--I think you have talked about that--for 8 months between April 2022 and January 2023.

I compare what you all did to what our bomber plants did and our manufacturing plants did in World War II.

This has been an expensive learning experience, hasn't it, for everybody?

I know that's motivated many of us to pursue our education, is the opportunity to work indoors in air conditioning in the hot Texas summers.

You didn't have anybody in charge, but that is fine.