Isn't that cool? I actually get a gavel. This is pretty cool.

We appreciate that Senator Ricketts has cosponsored this important legislation.

Yes. Well, the good news is you have got five years to research it. It may take that much time.

How could you even anticipate that?

You know, CMS has really let this Medicare Advantage program expand to a point that I don't think anyone ever anticipated.

What mechanisms are in place to hold the Medicare Advantage plans accountable for the Two-Midnight Rule?

Is that with traditional Medicare? Is that less of a problem?

Would it have been helpful to start having that dialog earlier?

I mean, do you have an opinion on what we could be doing better as far as trying to help people?

I think there is a common thing in marketing that you have to get a message out seven times before people start remembering it.

I know that there are even people you can hire to help you, right.

I do think that we need to have more official information coming from CMS.

We need to reevaluate the rules on this program, one of those being that there is a rule in place that CMS can't step in and set a floor for the base payment rate.

The whole point of Medicare Advantage plans was to be proactive and preventative, right, and you said that in your opening remarks.

Would you say that the complexity of the system is disadvantaging people on lower incomes?

It is, again, confusing, especially as you just said, you can do the Medicare Advantage online but then if you are doing the Medicare supplement you have to call to talk to somebody.

That would have to be done at the Federal level, and CMS would have that.

That all requires preauthorization, so there could be delays with regard to that?