We appreciate Senator Ricketts co-sponsoring this important legislation.

I really appreciate everybody coming here to discuss Medicare Advantage enrollment program and application process and how confusing and cumbersome it can be for older Americans and their loved ones.

How could you even anticipate that?

I think there is a common thing in marketing that you have to get a message out seven times before people start remembering it.

Thank you for inviting AARP to participate in today's hearing.

I don't think it was the goal that we were going to have 50 percent of people on these plans.

Great. I also want to get back to something that both of you talked about with regard to the Medicare Advantage plans and this delay.

We appreciate Senator Ricketts co-sponsoring this important legislation.

That all requires preauthorization, so there could be delays with regard to that?

That would have to be done at the Federal level, and CMS would have that.

They can't do that because they may have a preexisting condition, and that may be the thing that prevents them?

If you have seen one MA plan, you have seen one.

Do you think that is what most people think?

A thousand dollars a day.

The whole point of Medicare Advantage plans was to be proactive and preventative, right, and you said that in your opening remarks.

Is that with traditional Medicare? Is that less of a problem?

I do think that we need to have more official information coming from CMS.

How could you even anticipate that?