I do think that we need to have more official information coming from CMS.

I would like to thank Senator Ricketts for leading the Improving Measurements of Loneliness and Isolation Act and for co-sponsoring the Alleviating Barriers for Caregivers Act.

Would you say that the complexity of the system is disadvantaging people on lower incomes?

That all requires preauthorization, so there could be delays with regard to that?

We appreciate that Senator Ricketts has cosponsored this important legislation.

We appreciate Senator Ricketts co-sponsoring this important legislation.

As the population in the United States ages it is vital that we take a closer look at the institutions and programs that we trust to take care of our older folks.

I think there is a common thing in marketing that you have to get a message out seven times before people start remembering it.

Would it have been helpful to start having that dialog earlier?

That would have to be done at the Federal level, and CMS would have that.

I think there is a common thing in marketing that you have to get a message out seven times before people start remembering it.

It is, again, confusing, especially as you just said, you can do the Medicare Advantage online but then if you are doing the Medicare supplement you have to call to talk to somebody.

That would have to be done at the Federal level, and CMS would have that.

Would you say then your evaluation of this, your assessment is we actually have not met that goal, that we are not being as preventative and we are not actually saving costs in this program?

I do think that we need to have more official information coming from CMS.

How could you even anticipate that?

I really appreciate everybody coming here to discuss Medicare Advantage enrollment program and application process and how confusing and cumbersome it can be for older Americans and their loved ones.

If you have seen one MA plan, you have seen one.