I really appreciate everybody coming here to discuss Medicare Advantage enrollment program and application process and how confusing and cumbersome it can be for older Americans and their loved ones.

Would you say that the complexity of the system is disadvantaging people on lower incomes?

How could you even anticipate that?

We need to reevaluate the rules on this program... that is a really bad place for our consumers to be.

Yes. Somebody said back to you, 'We have 10 days to make that decision.' Where do they get that 10 days?

A thousand dollars a day.

Yes. Somebody said back to you, 'We have 10 days to make that decision.' Where do they get that 10 days?

I really appreciate everybody coming here to discuss Medicare Advantage enrollment program and application process and how confusing and cumbersome it can be for older Americans and their loved ones.

Yes. Well, the good news is you have got five years to research it. It may take that much time.

Yes. Well, the good news is you have got five years to research it. It may take that much time.

That all requires preauthorization, so there could be delays with regard to that?

Is that with traditional Medicare? Is that less of a problem?

I do think that we need to have more official information coming from CMS.

Do you think that is what most people think?

Locked out of getting into the----

I think there is a common thing in marketing that you have to get a message out seven times before people start remembering it.

Is that written in the rules, though, that two-week timeframe?

We need to reevaluate the rules on this program... that is a really bad place for our consumers to be.