Reinsurance pays for the costs of people with serious medical conditions whose healthcare costs are significantly higher than the average person.

We should restore this critical funding and ensure that navigators can provide fair and impartial information on people's enrollment and financial assistance options.

I welcome the fact that today's hearing is about building out and improving the Affordable Care Act which is what we need to focus on.

These policies are having the direct effect of raising premiums and pricing millions of Americans out of coverage.

I am very concerned about the efforts of this administration to sabotage the Affordable Care Act.

This administration is sabotaging the Affordable Care Act and then turning around and saying rates have gone up.

I do not understand that, but what I do know is the Democrats are going to forge ahead in our goal to lower healthcare costs for the American people.

The bills we are considering today reflect Democrats' continued commitment to delivering on our promise to make healthcare more affordable and accessible for all Americans.

I think we do have options to shore up the Affordable Care Act and they are bipartisan.

In my State of New Jersey, former Governor Chris Christie in 2012 vetoed a bill to establish a State-based marketplace for the residents of New Jersey.

This bill provides us another opportunity to make healthcare more affordable.

This analysis shows the importance of the mandate penalty also.

I am encouraged that today's hearing focuses on ways to move forward and build on the Affordable Care Act.

So my ENROLL Act will guarantee that navigators remain on task to ensure that our neighbors understand the financial assistance and coverage options available to them.

I can't imagine a State that would take the money and just do reinsurance.

But they have told me this year that those dramatic cuts had a very serious impact.

Unfortunately, the Trump administration attacked this crucial initiative by slashing it by over 80 percent since 2016, as well as big cuts to outreach and advertising efforts.

I do have legislation around the 1332 waivers that to try to keep us from reaching that point.