It lifts the bottom. It asks those of us at the top to take a little less of an increase than we might have expected.

You know, we did have discussions. One of the things on this commission, because of its makeup and the diversity of views on this commission, and the extraordinary difficulty of coming together on Social Security, which we thought was the…

What we have done is really removed employers with 500 or fewer employees from all of that headache.

I cannot be part of any recommendations on long-term care because I am conflicted.

I have seen retired schoolteachers have to go back to work in their 70's after their husbands have died or their wives have died.

Overwhelmingly, they say this is their biggest concern--their retirement security, and, overwhelmingly, they want us to act.

We did have a chance to look at what you and the Congressman have offered, and we think that makes a significant contribution to this discussion and debate, and we appreciate that.

People are smart, and if you just share with them the basic information, a lot of people will make a good decision.

Well, you got a terrific one with her.

Organize and educate I think are the two keys to getting anything big through Congress.

I would say to you, as I looked at this, I saw Social Security as the bedrock.

We all know that Social Security is going to have to be dealt with, or we are going to face by 2034 at the latest--many of us believe it will be earlier than that---an across-the-board 23-percent cut.

I watched as a new Senator your work as a Democrat on fiscal accountability. You, in fact, were a deficit hawk among Democrats.

You know, they are scared, and it makes them freeze.

It is really very important. You know, what so make stakeholders told us is you have got to broaden this thing out.

This combination lifts a million people out of poverty.

Let me just say, you know, I come from a small business family.

If we are going to have tax-advantaged vehicles to encourage people to save for retirement, then the savings ought to be for retirement.