We all know that Social Security is going to have to be dealt with, or we are going to face by 2034 at the latest--many of us believe it will be earlier than that---an across-the-board 23-percent cut.

There is a societal cost that is sort of hidden, isn't there?

I cannot be part of any recommendations on long-term care because I am conflicted.

If we are going to provide tax incentives for people to have retirement savings, then it should not be used as a piggy bank to pay for other things.

I am eager to hear from our panelists to get a better sense of all the options they considered and how they reached consensus on the final report.

The consequence of failure has to be made clear.

That I like to call the 'Conrad provision.'

We also increase the payroll tax very modestly, from the current combined rate of 12.4 percent to 13.4 percent over 10 years.

You make very good points, by the way.

What we have done is really removed employers with 500 or fewer employees from all of that headache.

We create a basic minimum benefit that will apply to about 10 percent of Social Security.

The bottom 20 percent of earners get a 35-percent increase over what is scheduled, a more than 60-percent increase over what is payable.

Forty-six percent of the American people would have a hard time coming up with $400 for an emergency car repair.

if we are going to make this whole system solvent, it is going to take everybody to give a little bit.

This Retirement Security Plan structure that we have suggested I think would go a long way toward dealing with these issues.

You know, we did have discussions. One of the things on this commission, because of its makeup and the diversity of views on this commission, and the extraordinary difficulty of coming together on Social Security, which we thought was the…

There is going to be a 23-percent cut across the board by 2034.

If you are really going to relieve me of the administrative burden, if you are going to really relieve me of the liability, if you are going to really relieve me of the cost other than the payroll transfer.