I could not agree more in terms of financial literacy.

I would just say our Retirement Security Plans and our Retirement Security Clearinghouses are responding to the underlying dynamic that Professor Mead has done such a good job in describing.

I would urge you to impress the importance of this issue on your colleagues as a concrete kind of governance issue that can help rebuild the faith of the American people in our democratic system.

sexual assault and sexual harassment of any kind are completely unacceptable and obviously have no place in an institution of higher education or anywhere else in our society.

I am honored to come to the floor today and join my colleagues to support the nomination of Judge Neil Gorsuch to the Supreme Court of the United States. Judge Gorsuch is an exemplary pick for my home State of North Dakota and for our…

I think this is something that everybody needs--to check ideology at the door, you know, all of this stuff, and look with very clear vision at what is going to happen in the next 20 years as we transition away from defined benefit plans to…

But, Senator Conrad, if we look at--if your choice is, you know, here is this high-yield fund, it has got more risk...

But that person has to be literate.

There is no reason that it should be partisan to change the incentive systems that we have in Social Security to encourage people to work longer.

Border security protects, not only this country, but has a way of protecting people to the south.

But, there is a critical role that our neighbor to the south plays, in terms of border enforcement.

we would go a lot further if we actually just acknowledged that there are ways to secure the border other than simply building a wall.

there has been no one to come before this body and suggest that we need to build a concrete wall completely across the border.

I think we all understand Mexico is not going to pay for this wall if it gets built.

not one person has come in front of this Committee suggesting that we build a wall on the entire length of the border.

I think it is not only important, in terms of national security, but also in terms of creating and building support for good policy.

How do you create circuit breakers or safeguards to prevent that?

But, to create good policy in the whole immigration area, we need to understand exactly what we are doing on the border.