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As we rapidly approach the upcoming holiday season, which is the busiest time of year for many American families and for many industries, I am, we all are, greatly concerned about the state of our country. Gas prices are the highest we…
The Colonial Pipeline ransomware attack was a stark reminder that cyber attacks on critical infrastructure can have physical real-world consequences.
And these are all the consequences that I am fearful of on the consumer side of the equation, which is one of the reasons I appreciate your testimony.
If the lender chooses a rate that causes a borrower's payment to become unaffordable, do many lenders offer flexible repayment options?
Is it possible that a lender could game the transition away from LIBOR in a way that leads borrowers to face higher interest loans?
I sure hope so, Brian. It`s good to be back with you. Coming at you from middle town, by the way. Listen, I hope so. But we`re not taking anything for granted. We`ve been running like we`re 10 points behind from day one. And we`re…
How important would it be for the CFPB to finish its guidance to private lenders as they transition away from LIBOR?
My comeback is first of all, that comment is taken out of complete context. We inherited an affordability mess when I became governor four years ago. And my opponent was part of the reason.
I am surprised, Brian, you know the state well. Republicans over the course of history have won the governor`s seat in New Jersey, but they have tended to be reasonable moderate Republicans.
How can Congress and regulators ensure that lenders choose a replacement rate that is fairest to the borrower?
Would a mandatory arbitration clause and a class action waiver... leave the borrower with no meaningful path to challenge a lender's actions?
Well, our Republican colleagues successfully repealed the CFPB's arbitration rule. Student borrowers have little recourse if industry chooses to force them into higher reference rates.
I thank the gentlewoman from Texas for spearheading this Special Order hour and for giving me an opportunity to share a few of my remarks. Mr. Speaker, I rise today optimistic, optimistic that our country is on the verge of taking a…
This is not--this is a fiscally conservative approach.
If there is one more thing that you can say that is evidence-based programs and you were talking to a fiscal conservative, what would you say?
We can only do this if we actually have a plan, a real national strategy.