I mean, can you give me an answer, specifically? Aren't there radar systems on these ships that would detect anything within the range?

The second question is, Don't we have sailors on the bridge with binoculars anymore?

I support giving States more flexibility in plan design, but I think you quickly get into a thorny issue...

do you think that it would be helpful if the Federal Government were to provide some initial seed money to help States establish reinsurance funds or reinsurance pools in the short term?

Given the savings that reinsurance can provide on the premium side, do you think that it would make sense for the Federal Government for a brief period of time, say a couple of years, to provide some seed money to help States set up…

Is it not very difficult to produce savings from innovation in the very first year that you try a new approach?

I think that is a great motto for the bill that we are crafting.

I am not suggesting that the Federal Government should dictate how it is set up.

I would hope that as you work through these issues if you see areas where those statutes, which as you point out are decades old, could stand some upgrading or improvement or modernization, you will let this Committee know so that we can…

It should bring premiums down remarkably.

I think if you look at the experience of those two States alone, it shows the benefit of reinsurance pools.

One of the keys to driving down rates in the individual market is to broaden the market and to get as many people as we can enrolled.

I would like to see some data that will either verify that or refute it.

The cheapest forest fire of all is the one that doesn't occur.

I just think if you could isolate... it would be important, again, to either verify what my foresters in Maine from the private sector have been telling me for years or not.

This has been a very informative hearing, and I thank you for your work and look forward to continuing to work on this problem with you.

I would be interested, if you could supply this for the record, in a comparison between buying a filtration plant and protecting naturally.

what can we do in federal policy to help in the areas that you are working on, whether it is tax policy, incentives or regulation?