"Many of us in this room have been through this process and we know it is daunting."
"And I want to thank Mr. Renacci for serving as our host. He is my vice chairman on the subcommittee."
"I want to thank our panelists and our audience."
"The CFPB was created, and Dodd-Frank itself was created to protect consumers, those who had been harmed."
"Thank you, Chairwoman Capito for that."
"It is an outrage, and until we can get the private banks to work with us, and help modify these loans..."
"It's my first personal visit to the City, and it's just lovely."
"We're going to take back what we're hearing today to Washington and formulate policy that will enhance your ability to do business."
"We're good-hearted people, so I'm very, very happy to be here."
"I am concerned that without reform, rental assistance will continue to grow as a percentage of HUD's budget, and an opportunity could be missed."
"Am I understanding this--so, first of all, my main question is, is FHA broke? That is a concern in simple language."