I happened to be the lead Democrat on the Policyholder Protection Act, which is designed to make sure that policyholders and the regulated insurance companies are not viewed as cash to be devoured if a related bank or depository institution is in trouble.

I have also cosponsored legislation designed to make sure that when we look at the capital standards of insurance companies that we clarify that we are using capital standards measures appropriate to insurance companies, not just graft on bank standards.

The U.S. system for regulating insurance companies did well in the greatest stress test I could have imagined, which is 2008.

So you are moving in the direction of not--of providing rules so that policyholders could be confident that you are not going to get your hands on those assets.