But the rules, the regulations, and the pressure coming from the regulators on our community banks and credit unions has been immense...

We just have to be honest with ourselves.

We would shut down 20 percent of all the cement plants in the United States.

I'm a big fan of transparency. I want to make sure that customers who have come into the bank know the products which they're going to get and they understand the cost and what the arrangement is.

Representative Duffy also has led the effort in the U.S. House of Representatives to bring greater transparency and accountability to the Consumer Financial Protection Bureau.

If you look at what has happened over the course of the last several years with regard to the financial crisis...

I think simplifying it, condensing it so they can understand it, would be beneficial.

Sometimes, it seems as though everybody from the President on down is saying to financial institutions, lend, lend, lend to small businesses, because we know small businesses are the job creators.

If we're going to get our economy going again, we need these financial institutions to make these small business loans.

I appreciate the gentleman from Kentucky for yielding. I come from central and northern Wisconsin where we have a large forest products industry. We make a lot of paper in Wisconsin. And if you look at these rules, they are going to have a…

Thank you. I think we all come to this House in an effort to grow the economy and make sure we create policies that are going to help create jobs. We don't care if it's a Republican or a Democrat idea. We just want ideas that are going to…