"I have a financial literacy bill that we start teaching basic financial skills back in our elementary schools."
"Banks not returning phone calls forever."
"However, FHA has been plagued by longstanding management challenges, challenges that continue to raise concern about its ability to manage its outsized role in stabilizing the market."
"It may take more than being stern."
"Well, as we now work to reform Wall Street and the financial sector and prevent any future housing crisis, it is really clear that we have to address the future of the GSEs."
"Together, Senator Bond and I have sounded the alarm on FHA and the solvency of the MMI Fund."
"If it is just one more phone number that they call that they cannot get to, it is not going to be very helpful."
"What is the default rate that you are assuming?"
"My front desk in my Seattle office would tell you that that is not working very well."
"Do you know when you are going to hit that 2 percent level?"
"this is a huge frustration for a lot of our constituents right now."