Mandating new benefits, and thereby increasing the cost of labor, may well have the effect of jeopardizing many employers' ability to maintain employment levels and further stifle job creation and opportunity.

In light of today's trying economic circumstances, we should be mindful of the realities facing businesses.

We are going to balance work and family so that parents don't have to choose between their job and their kids.

Without a doubt the biggest concern for people in this struggling economy is job security.

The simple fact is that portfolio turnover has risen dramatically.

Congresswoman McMorris Rodgers asks the following question: ... Tell me how many people making the $30,000 you give in your example do you believe will volunteer to have contributions taken out of their paychecks even if the government could afford a small match to the contribution?

What about those who are unable to save for retirement?

If we were discussing the safety of mortgage backed securities five years ago would you have testified that they are a high risk or low risk investment?

We need more organized retirement saving. A declining Social Security system and fragile 401(k) plans will not be enough for future retirees.

We are inspired and challenged to work harder.