the more we can clear out some of the legal hurdles and the more we can do some hold harmless or what the Chairman put forward in his amendment, it has got to be a piece of this mi...
If we are going to spend TARP money, make sure some of it is directed here in the housing area.
Please look into that.
We should reserve that bankruptcy process as the ultimate last-resort hammer.
And that is the program where we are going to try to modify and buy down to 31 percent of income.
And if we are going to do this, we have got to not just create this whole new legal pile of trouble.
But that is in the first--the Homeowner Stability Program I thought was the one that had the cap at 105.
So those folks can be at 150----
I want to follow up on some of my colleagues' comments, Senator Begich and Senator Klobuchar.
How do some of these debt collection groups actually legally check the box that they've notified the consumer?
Have you all thought through from both a kind of an outreach-to-consumer standpoint and then how you're going to use the...