I certainly hope it is not. We have other matters to discuss with you and the Fed.

persistent weak economic growth; higher taxes on working families; and unsustainable, record trillion-dollar deficits

I believe our Nation will always be grateful.

I have already gotten an update from The Wall Street Journal and a number of others who are looking at your comments.

In the 21st Century, we need to define success by how many people we help graduate from Federal assistance to lives of dignity, self-sufficiency, and happiness.

We need new ideas, bold new ways of approaching the problems of poverty and housing affordability, new strategies that are premised on choice and self-sufficiency.

How can it be that year after year we can spend so much money to achieve so little and fail so many?

Dodd-Frank did not end too-big-to-fail; it guaranteed it.

Unfortunately, Dodd-Frank continued the long-term goal of many to essentially turn the banks into utilities backed by the government that regulators can control and use to fund the government and allocate resources to their favorite…

If we can't hold the regulators accountable, I will guarantee you it does not matter if too-big-to-fail is in place or it is not in place.

Our system of public housing is failing, and by refusing to reform and innovate, we elected officials are failing the very people who are in most need of our assistance.