If we want to further expand economic growth, we need to focus on continuing to lower the personal and corporate tax rate.

The economy is really good right now.

Thank you, Mr. Chairman and Ranking Member and my friend, my colleague from Texas.

Today, I would like to take this opportunity to talk about Fort Hood, about the military's readiness and what is needed to continue America's superiority in the future.

I will be brief today. I know there is a lot going on.

Interest rates are the price of obtaining credit. I am a small-business owner in Main Street America. I have been in business for 50 years and have never had one day in my business life that I have been out of debt.

I must say, I am disappointed that we are taking political shots at our President when the threat of domestic terrorism is real.

We, as Americans, must always be able to speak about our differences and carry unwavering beliefs without resorting to violence.

I can't help but think as we have this conversation, I remember, in 1976, I was actually on a board.

the biggest issue with the current CRA regime, and they said the lack of transparency within the system.

We cannot allow bureaucrats in Brussels to write unworkable rules and regulations that would hurt insurance companies in our country.