I once again urge my colleagues to vote in favor of the legislation, and I hope to see it reported favorably to the House.

Unfortunately, due to political pressures and lack of action by the Biden Administration, this is a model that is ready to launch but has not been approved as a standard product offering.

the law is very clear. FHFA does not have the authority to enact these types of rent controls.

I implore Congress to slow down the SBA train that has already left the station and create a more cautious path for the SBA in the future.

when you are $32 trillion in debt, there needs to be a return to fiscal responsibility.

Usually, you hear about having more people than you need with the government; now, we have too few.

This has been an expensive learning experience, hasn't it, for everybody?

It is kind of like, if in my car business selling cars, we don't have a sales manager.

the bank did not have a chief risk officer--I think you have talked about that--for 8 months between April 2022 and January 2023.

You didn't have anybody in charge, but that is fine.

I agree with my local lenders in Minnesota and worry that the uneven lax oversight of Fintech sector entering the 7(a) program will put the entire program at risk.