Because of the overreach of the heavy hand of government, you are going to lose some profits probably because of your inability to reach out to everybody.

The consumer, again, is affected by the heavyhanded overreach of government?

I am worried to death about it. Am I going to have to deal with somebody overseas telling me how to--what I need to insure my cars for and this and that, rather than my local insurance person?

I am concerned that you, Mr. McCarty, who actually represents me in this dialogue, are not really not at the table.

Federal funding for HUD and the Section 8 voucher program has continued to increase dramatically over the last decade.

I believe totally in the private sector, and I am a strong believer that the private sector can always do it better.

I think Dodd-Frank is just about the worst legislation we could ever have.

Regulations are killing small business, I will just tell you that.

Thank you, Mr. Chairman, and I thank all of you for being here today. I am a small business owner in Texas, a job creator for 44 years, a Main Street guy, and in full disclosure, I am an auto dealer.

An $18 trillion debt is not a well-oiled machine. And that statement bothers me.

The long-term outlook, I believe, for the U.S. economy is not that great. It could be considered bleak.