On the recordNovember 16, 2010
It depends on the income from the property, not the collateral value.
Source
congress.govIt depends on the income from the property, not the collateral value.
Bernanke emphasizes the importance of income over collateral in assessing commercial real estate loans.
Share
More from Ben Bernanke
Finding a way to deal with that issue I think is the most challenging part but has the biggest payoff.
We are working hard with our colleagues to put the Volcker rule into place, and that will restrict proprietary trading.
It is also important, of course, for community banks to be well-capitalized so that they can continue to lend during difficult periods.