Ben Bernanke actually said...

So the purpose of the test is to try to ensure that even in a bad scenario, banks will have enough capital.

We are going to be very tough on them to make sure... they take whatever drastic steps are necessary to restore themselves to profitability.

There is no commitment by any means to never shut down a big bank. Absolutely not.

I think we want to get as much certainty about the policy going forward so people understand the rules.