Well, and in essence, the investor was looking at pools that mixed the loans from many sources, so they did not have really a choice of discriminating as far as I am aware.
So if I am an investor, would I not want to pay a higher price, if you will, for loans originated by community banks and credit unions where...
I am trying to picture how this unfolded and I assume it was volume discounts and the competition between Fannie and Freddie.
It is not your business to tell the people of Vermont that they have to keep open a nuclear power plant that they don't want.
So one of the other issues that has been discussed in the past has been automatic depressurization systems.
What are a couple that you would highlight for us?
I would just leave you with this thought. In order to do that, one has to have an understanding kind of what are the highest risk areas.
My concern--and it sounds like you are echoing this--is that we essentially put home ownership out of reach of families.
It has always been the argument and it has never been the case.
The statistics on 2010 alone, preventing 160,000 cases of premature mortality, reducing heart attacks by more than 100,000.
I am trying to get my hands around just how big a hole the program is in currently.