Mr. Speaker, I appreciate the gentlelady's courtesy. I have a slightly different perspective. The problem isn't FEMA. The problem is that Congress has not appropriately dealt with these issues over time. I have spent 10, 15 years now working on flood insurance reform. This is not the last word. We are kicking the can down the road. We are putting a surcharge on other people. We are grandfathering in some of the properties that are going to get these subsidized rates and transferring it. But this money is going to run out. It is going to have to be reauthorized. With all due respect, I think we need to look at the big picture. We have got to look at the big picture, not keep putting people back in harm's way, subsidizing people, and blaming FEMA because we don't adequately fund them and, of course, we don't want them to accurately map. We go gunnysack when that happens. I had reservations at the time that this was too abrupt. But I am concerned that we are retreating too much on the reforms that had been made earlier, and it is going to be hard to get back, of course, until the bubble bursts, which it will.
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