The present regulatory structure has been an abject failure.

I would argue that if we don't include this in our financial regulation bill, there will be a gaping hole.

It is amazing to me that people say we don't need stronger regulation given that that has happened.

I thought in this country that we sentence individuals, not crimes.

Isn't another reason to have this financial product regulator... a way when the next new innovation comes up that there won't be a hole in the regulatory structure?

We need a system that rewards products and firms that create wealth for American families, not one that rewards financial engineering.

I am very much for a Consumer Financial Protection Agency.

I think that the agency will enable financial innovation to occur based on a level playing field with high standards.

If we are going to do NASA, it has got to be done right.

NASA has been starved of funds, and given too much to do with too little.

I think your point is very well taken, but maybe NASA has not done enough to pursue these options, and make it known what is available that is unique.