And would it help for the committee to obtain Federal and State tax returns from the President and his company to address that discrepancy?

Taxpayers built this New York golf course and Trump reaps the rewards.

And especially when they are--when consumers don't even get to opt in, or choose, or offer consent as to what data is being collected, we have an oligopoly of three major corporations that are trying to collect as much data as possible…

So they aren't as incentivized to actually come up with the most accurate 90-day predictor possible. They are incentivized to sell data.

Credit scores are life-altering pieces of information.

Thank you, Madam Chairwoman. And thank you to our three witnesses here today. I know it has been a long day, so I appreciate you all coming.

And all three of your bureaus--Equifax, Experian, and TransUnion--are for-profit corporations, is that correct?

If parachutes had a one in five error rating, I don't think a lot of people would go skydiving.

So consumers own their data, but credit bureaus collect their information without their consent?

So these industries are in no way looking--and it doesn't look like any of the people who are reaping the profits of this are the people who were directly impacted?

the folks who profited off of for-profit incarceration get to profit off of the legalization of marijuana first while the communities most impacted are last in the door.