Deborah Ross actually said...

"the implementation of the Biggert-Waters Flood Insurance Reform Act of 2012, or BW-12, has proven to be problematic."

"if we are going to transition to a private market, is there sufficient capacity in the capital markets to do this?"

"there are studies that have been done that for every one dollar of prevention in the mitigation, you save $3 or $4 from relief after the post-event relief."

"I agree with Mr. Brown's assessment--that there must be a safety net in there that allows for the consumer to go back if it doesn't work out in the private market."