"I just think there has been this enormous explosion of contracting in the Federal Government without anyone slowing down and really doing the cost-benefit analysis."
"I would like you to give that to the Committee in writing, if you would, what kind of value are we getting out of contracting versus hiring direct Federal employees."
"Thank you, Chairman Lieberman."
"Reverse mortgages really need to be handled differently."
"Is there an aggressive program in HUD when you determine that there has been a fraudulent appraisal that you all go back and pull all the appraisals done by that individual and look/examine all of tho..."
"I certainly don't want to insult your intelligence. I would never want to do that with folks I work for."
"Thank you very much."
"We've learned unequivocally that the taxpayer is the one that has to step in if Fannie Mae flounders."
"They love this product, the appropriators do, because we're able with CBO scoring to actually create money for us to spend today based on these loans being executed."
"What percentage of the reverse mortgages that have been closed in the last 18 months have been done by members of your organization?"
"OK. I thank all three of you for your testimony this morning."