"they are our job creators, and when you hamper them, you hamper the ability of them to produce the jobs that are going to get us out of this mess."
"I think we have a huge problem that needs to be at least looked at and worked with industry in some degree."
"If the problem--if there is no problem at the lower end of institutions that have very few transactions then that is not--then that problem--then we need to eliminate that because we are creating a pr..."
"My major risks are not credit risks, risk of theft, or risk of some robber coming in with a gun in my office. My number one risk is Federal regulatory risk."
"Either you count it as an error or you don't."
"The rule is there or the law is there to solve a problem?"
"Thank you, Mr. Chairman. And thank Ranking Member Carnahan as well, for holding what I believe is an extremely important hearing."
"It is my hope that, with the Missouri delegation across political lines are coming together saying we need to act."
"Mr. Luetkemeyer's bill addresses many of the concerns by cutting paperwork and reporting requirements."
"the purpose of this, if I might say, is to help all Americans realize their dreams; that they weren't part of the problem, but part of the solution."
"I introduced the Communities First Act to help community banks and other financial services entities foster economic growth."