"I think there are tremendous benefits to health care reform that weren't mentioned when you were talking about what you kind of call the meager benefits."
"I believe it is non-controversial that the combination of guaranteed issue and community rating would raise average premiums."
"But if you have a pre-existing condition-- one of the things that this health care reform would do, is say that an insurance company can't charge you more because you have pre-existing conditions."
"But to put in your testimony that it's noncontroversial agreement is not accurate."
"And it seems to me that if--ok, so, that's valuable. That's really valuable."
"Thank you, Mr. Chairman."
"Why is that and why should I be OK with that?"
"In the middle of a recession, we are asking them to put more money aside for the pensions, and that is money that cannot be used to create jobs or invest in things."
"However, over time the level of benefits for those plans that do fail--and there are plans that have gone that way..."
"Therefore, we are recommending that the guarantee levels be increased."
"I am very troubled to see that the problems that we had in 2002 seem to be persisting 7 years later, at the time of your audit."