"But we need to make sure that Social Security is sound, and I have some theories on how we could do that."
"I think that people--do people by and large underestimate how long they're going to live?"
"So what are the barriers? I imagine it's complexity, that people are looking at these things and they're complex."
"Thank goodness we have those, right?"
"Well, the doughnut hole will be."
"But very few people do get annuities, isn't that right?"
"That's what we're talking about."
"I think that there's a different type of strategy for each of those age groups."
"Because you were talking about good actors and bad actors. And I think we may have identified a bad actor."
"I hope that today's hearing can serve as a real crossroads for the oil and gas industry."
"opening statement"