Yes, sir, there will be.

I appreciate the advice, but actually, no. I think that what we should be doing is concentrating on the places where we can best make changes in the marketplace.

Subprime lending, payday loans, and a host of predatory high-interest loan products that target minority neighborhoods should be called by their true names, legally sanctioned corporate plans to steal from minorities.

we will. Starting next week, on Thursday, July 21st, we will receive transferred authorities...

We will be there. We will be cops on the beat to do that starting next week.

The one that we have teed up right now is this TILA RESPA combination, trying to reduce the paperwork around mortgage origination.

The concern is, is that right now, they have a lot of rules that they're trying to put into place.

Payday lenders have a bad reputation for taking advantage of people. No one should expect to be treated well by them.

I asked them at many points along the line, I know there have been other changes--I know it costs every time forms are changed--is this something you want us to go forward with? And they have said yes.

Half of our entire budget and our FTE will be about supervision and enforcement.

No, sir, it passed, and I believe there were--there was some bipartisan support, but I don't think it was overwhelming.