Let's step back and look at this committee progress, or lack thereof.

I want to be real clear. I am a big supporter of high-speed rail.

And our responsibility back to them is not to have them agree with every political decision we make, but to have them believe we are doing it in their best interest, everything we do.

So I think trying to restore this and trying to get it right, any suggestions are welcome, but I agree with my colleague, Ms. Slaughter, that we need to move something.

I want to make a bipartisan criticism of the Congressional leaderships going back as far as I can remember.

I will be the first to tell you that this is the bare minimum.

If you think a 9 percent approval rating is bad, don't pass anything on this. Drag it out and don't do anything, and watch what happens.

Our markets are a success precisely because they enjoy the world's highest level of confidence.

I believe there has been an overusage of the Full Faith and Credit Clause.

So they have improved? Defaults have gone down as you have increased the FICO requirements?

It would be fair I would think to do this statutorily to say--not just for you but for the next HUD Secretary, the next Congress to say, if those capital levels go down, then we will automatically trigger some of the things that you have…