As we have heard before, the focus of this discussion draft is protecting consumers and protecting taxpayers.

There has never been a bill I have ever voted for or against that I didn't like or hate something in it.

I agree. I am no different than anybody else. I want more private capital in as well.

I kind of wish you had been the first panel because the first panel I am sure if you had watched was very thoughtful, very theoretical.

I want to thank the panel for being so patient and for sticking around on this important issue.

I get to vote yes or no.

I guess, first of all, some of this stuff that has been talked about, Dodd-Frank, have any of your organizations ever testified in front of Congress to say there was too little regulation?

I can't imagine taking that $1,000 and turning it into $2,000 a month.

My average constituents are not interested in that. They just want to know if they can get a mortgage and their kids can.

Would most of my constituents qualify for that?

I actually found your testimony very interesting and intriguing. I didn't disagree with almost anything anybody said...