There are some complex issues here, but we are working constructively to get this done.

Was there anything you wanted to add about the oil cap policy that you didn't have a chance to during the previous round of questioning?

It is appropriate to bring in new leadership to the FDIC.

I was appalled by the findings of the Cleary report.

I encourage the Biden Administration to quickly nominate a new FDIC Chair.

Culture starts at the top.

I think the two most significant recent uses of this are the COVID epidemic, and also, the recent AI Executive Order.

In 2021, President Biden issued an Executive Order encouraging regulators to take steps to promote market competition across our economy.

Maintaining a healthy-sized distribution in the banking industry is of bipartisan concern.

Americans are better off when we have options, and we should strive for a competitive marketplace for banks of all sizes.

I think the single-most useful thing that we in Congress could do is to establish a federally-recognized standard for presenting illegally-traceable identity.