I want to thank all of the witnesses for coming.

GAO is not saying that savings won't be achieved under the Affordable Care Act.

Bottom line, I mean, we are certain, in a real sense, that the Affordable Care Act has provided for savings...

Just as we cannot be sure of how much savings there would be, we don't have any reason to suggest that there will be no savings.

If I am correct, it already has achieved significant savings.

I think you know it is a very difficult situation, that you are going to have a tough job restoring trust in the agency by the American people.

I know that much of our conversation has been about transgressions and activity that was outside the realm of what one would expect.

I have been tremendously impressed with the report that you have issued, and there are some things that jump out at me.

Didn't see much benefit from this particular business transaction.

I think we've learned a great deal, or we've had, for some of us, reinforcement of thinking and thoughts.

The benefits that I have seen people receive generally were not enough to be the kind of reward that might say to a person, I don't really need to go out and seek work as assiduously as someone thinks because I am receiving a benefit that…