I've already proposed a middle class tax cut for 95 percent of workers and their families. But today, I'm calling on Congress to pass a plan so that the IRS will mail out the first round of those tax cuts as soon as possible.

You will not be able to foreclose on their homes for three months; we need to give people the breathing room to get back on their feet.

It's a plan that begins with one word that's on everybody's minds. And it's easy to spell, j-o-b-s, jobs.

We'll create another 2 million jobs by fixing our crumbling roads and schools and bridges, our infrastructure. And if people ask you how are we going to pay for that? You just tell them, if we can afford to spend $10 billion a month…

I have already proposed a middle-class tax cut for 95 percent of workers and their families. But, today, I'm calling on Congress to pass a plan, so that the IRS will mail out the first round of those tax cuts as soon as possible.

You will not be able to foreclose those their home for three months. We need to give people the breathing room to get back on their feet.

Together, we can create millions of new jobs, and deliver on the promise of health care you can afford and education that helps your kids compete.

I'm worried about Americans who are losing their jobs, and their homes, and their life savings.

Together, we can overcome the broken policies and divided politics of the last eight years.

We meet at a moment of great uncertainty for America.

I propose that we allow every family to withdraw up to 15% from their IRA or 401(k) - up to a maximum of $10,000 - without any fine or penalty throughout 2009.