Bringing transparency and accountability to this market is essential, and that is why I am glad we are having this oversight hearing.

the idea of transparency is very important, trading on exchanges, but is there any potential differentiation between the sophisticated bankers and regular businesses and farmers?

The risk retention piece, I thought, was ridiculous, and I think it is going to have tremendous effects on our securitization market.

My concern--and it sounds like you are echoing this--is that we essentially put home ownership out of reach of families.

I think this Committee has to continue our strong oversight responsibility.

If CFTC has done the analytical work, would you please provide it to this Committee?

I do not think that Chairman Gensler knows what all these 31 working groups and 51 regulations are going onto the detail that we would like to know.

I look at Dodd-Frank as an incredible exercise of laziness by Congress where basically Congress punted all the tough decisions to regulators.

What am I going to tell a local manufacturer?

I think it would be interesting to have a panel here with Mr. Conner and then have Ms. Born and then Mr. Cooper.

Do you believe that the position limits that are being proposed by the CFTC will raise costs for smaller investors who have money in commodity mutual funds?

Does this create such a burden that U.S. firms are likely to be competitively affected?

that will be very devastating to the U.S. economy.

If there is a farmers co-op out there that poses a systemic risk to the economy, I have not bumped into it yet.

American consumers will now have to pay more for basic banking services, while big-box retailers go off and count their unjustified profits.

The fact is, that is not the case. I mean, the big just get bigger when we regulate the way that we have.

I would just close by saying that I know you guys have 300 rulemakings to make, and I know in many cases you feel like you are making them too quickly, trying to meet deadlines.

I am committed to take a look in November to see if there are things that we should do.