I cannot overemphasize how important this plan is to the men and women who work in our schools

we commend Chairman Harkin and Ranking Member Alexander, and other members of the committee on their consideration of the important issue of employer plan coverage.

I am especially honored to tell you how the bill Chairman Harkin and Senator Roberts introduced today...

Thank you very much, Mr. Kais. Thank you all for your excellent testimonies.

we believe as the Retirement Exchange will auto-enroll eligible workers at a 6 percent contribution rate with a 2 percent auto-increase each of the next 2 years.

I am honored to testify today regarding our voluntary retirement program...

The bill Chairman Harkin and Senator Roberts introduced today, the 'Cooperative and Small Employer Charity Pension Flexibility Act of 2013' solves these challenges.

we appreciate the opportunity to present our views today on the particular challenges faced by small businesses in offering plans and our suggested approach to solutions.

I am confident that if we work together, we can solve this retirement crisis.

I am introducing a bipartisan bill today called the Cooperative and Small Employer Charity Pension Flexibility Act of 2013.

We appreciate the opportunity to present our views on the particular challenges faced by small businesses in offering plans.

Currently, many charities and cooperative associations provide their employees with retirement benefits through defined benefit multiple employer pension plans.

I urge you to do so as soon as possible.

Mr. President, I wish to announce that the Committee on Health, Education, Labor, and Pensions will meet in open session on Tuesday, July 16, 2013, at 2:30 p.m. in room 430 of the Dirksen Senate Office Building to conduct a hearing…

Mr. Speaker, I thank the chairman for yielding to me and for the work that he has done to pull together this bill over these last 2 years. There is much that I'm hearing on this floor so far in this debate that I do not disagree with…

That is right. The reason I raise that is, Why were we so special? Why was my generation so special that this country was willing to subsidize my education, but for these young people here we are saying: No, no, you have to pay interest…

I just want to ask--I am sorry, I couldn't see the chart from the other side, so I came here. On the undergraduate student, 3.66, 64 percent, for how many years does that hold, that 3.66 percent? For how many years?

I thank the gentleman from California for yielding. And I regret I didn't have that opportunity to sit down and talk to the gentlelady from Ohio regarding this dredging that's taking place in the Missouri River bottom in my district, in my…