So the bottom line is, is that with the increased number of Coast Guard personnel at the various stations... is sufficient to compensate for the loss of these teams?

The Postal Service, as the chairman has pointed out, is one of our oldest institutions. It is the lynchpin of a $900 billion mailing industry that employs close to 9 million people.

I think that's a really--

Whatever plan we adopt, we have to make sure that it truly positions the Postal Service for the future.

Everything we've seen suggests that they're going to have difficulty, now or in the future, with some of these payments.

I have always been a strong advocate for our Federal workforce.

Let me pick up on the issue of 5-day delivery. One of the major problems that the Postal Service is facing is a reduction in volume. Would you agree with that?

Obviously, our first priority is to make sure that all products, including toys for children, are safe.

we always have--we've brought more than 300 cases to shut down foreclosure rescue scams, fake job offers, and, as you mentioned, Senator Collins, phony access to Federal stimulus money.

I am going to bring up one of those kinds of questions right now too.

In writing this new rule, if we did, should we distinguish between individual retail investors for whom having that obligation is perhaps even more important because they are less sophisticated arguably than most institutional investors…

Isn't it a problem if we come up with an amortization schedule that suspends payments for several years?

Well, that's something that I'm sure we're going to continue to work on.

But why has there been no action for 2 years since the comment period--more than 2 years?

I've long had an interest in combating consumer fraud.

I am troubled about what happened in this case.

To be blunt, these are really sweetheart deals, and we estimate that it costs consumers about $3.5 billion a year.

But, wait. Supply is ample. Why are prices going up?