Mitt Romney actually said...

"I'll use the same term again. Nice try."

"It must be repealed. And if I'm president of the United States, on my first day in office, I will issue an executive order which directs the secretary of health and human services to provide a waiver ..."

"The term Ponzi scheme, I think, is over the top and unnecessary, and frightful to many people."

"What the president did was simply wrong. It is the wrong course for America."