On the recordMarch 15, 2018
Mr. Speaker, I yield myself the balance of my time. Mr. Speaker, again, this is a very commonsense bill, which is one of the reasons it is strongly bipartisan. I am sorry that the ranking member has not chosen to be part of that bipartisanship, but over half of the committee Democrats on our committee support it. Why? Because they understand that it is part of our American DNA to have due process. When we continue to lose a credit union or a community bank every day in America, on average, with their loss, we are losing home ownership opportunities, opportunities to grow businesses. Because of that regulatory burden, these exams can mean the difference between a credit union being open and not being open. They can mean the difference between a community bank being open or not open. Thus, it means the difference in our constituents getting homes and small business loans and auto loans. This is common sense. It simply says you ought to be able to appeal an exam, have a third party take a look at it. Everybody deserves due process in America, including our community banks and credit unions, so that is why it is so important that we enact H.R. 4545. It came out of our committee with a huge bipartisan vote. Let's make sure credit continues to flow throughout America. Mr. Speaker, I urge all of my colleagues to support H.R. 4545, and I yield back the balance of my time. The SPEAKER pro tempore. All time for debate on the bill has expired. Amendment No. 1 Offered by Ms.…





